GoCardless key facts
Last updated- Legal entity
- GoCardless Ltd.
- Headquarters
- United Kingdom (GB)
- Ownership
- Independent
- Founded
- 2011
- Data hosting
- Australia, France, United Kingdom, Ireland, Latvia, United States
- Deployment
- SaaS
- Open source
- No
- US Cloud Act exposure
- Exposed
- Replaces
- Stripe, Direct Debit providers (Bacs, SEPA)
About GoCardless
GoCardless is a UK-based fintech leader specializing in direct bank payments. Since 2011, the company has built a global network that allows businesses to collect recurring and one-off payments directly from customers' bank accounts, bypassing traditional card networks to reduce costs and churn. The platform integrates Direct Debit with modern Open Banking technology, providing features like Instant Bank Pay and Success+, which uses AI to optimize payment retry logic. While headquartered in London, GoCardless maintains a strong European presence with offices and licensed entities in Ireland, France, and Latvia, serving over 100,000 merchants globally.
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