Holvi logo

    Holvi

    Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard, inv

    FIFinland·Founded 2011
    Headquarters
    🇫🇮Finland
    Data Hosting
    EU (any EU region)
    Structure
    Independent
    Compliance
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    Holvi key facts

    Last updated
    Legal entity
    Holvi Payment Services Ltd.
    Headquarters
    Finland (FI)
    Ownership
    Part of Keru Fintech Investments Oy
    Founded
    2011
    Data hosting
    EU (any EU region)
    Deployment
    SaaS
    Open source
    No
    US Cloud Act exposure
    Exposed
    Replaces
    Wise Business

    About Holvi

    Holvi is a digital financial service platform designed specifically for the self-employed, freelancers, and small businesses. Based in Helsinki, it combines traditional banking features with built-in tools for business management to streamline administrative tasks. The platform integrates business banking with automated invoicing, expense tracking, and bookkeeping preparation. By consolidating these financial flows into a single digital interface, it aims to reduce the time small business owners spend on manual accounting and financial administration.

    Alternative to

    Target Segments

    SMB

    Deployment Options

    SaaS

    Key Features

    business accounts
    payment cards
    invoicing
    expense management