Mangopay logo

    Mangopay

    A wallet-based payment infrastructure designed for platforms and marketplaces to manage multi-party payment flows and payouts.

    LULuxembourg·Founded 2013
    Headquarters
    🇱🇺Luxembourg
    Data Hosting
    Germany
    Structure
    Independent
    Compliance
    ▣GDPR◆EU HQ▦EU Data

    Mangopay key facts

    Last updated
    Legal entity
    MANGOPAY S.A.
    Headquarters
    Luxembourg (LU)
    Ownership
    Independent
    Founded
    2013
    Data hosting
    Germany
    Infrastructure
    AWS (implied by asset hosting)
    Deployment
    SaaS
    Open source
    No
    US Cloud Act exposure
    Exposed
    Replaces
    Stripe Connect, Adyen for Platforms, PayPal for Marketplaces

    About Mangopay

    Mangopay provides a modular payment infrastructure specifically built for marketplaces, SaaS platforms, and crowdfunding sites. Its architecture is centered around a unique wallet system that allows platforms to create numerous e-wallets for users, hold funds in escrow, and manage complex money flows between multiple parties. The service offers end-to-end payment management including pay-ins, currency conversion with FX margins, and local or international payouts. It includes built-in compliance tools for identity verification (KYC/KYB) and fraud prevention, enabling businesses to scale globally while adhering to European financial regulations. Mangopay is a licensed electronic money institution regulated within the EEA.

    Alternative to

    Target Segments

    Other

    Deployment Options

    SaaS

    Hosting & Security

    Infrastructure

    AWS (implied by asset hosting)

    Key Features

    Wallet-based infrastructure
    Virtual IBANs and multi-currency accounts встроенные
    Multi-vendor basket and payment splits
    Global payouts with local settlement
    Automated money movement and reconciliation
    FX and treasury management
    Identity verification (KYC/KYB) capabilities
    Fraud protection with machine learning

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