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    Nordiska

    Nordiska is a bank that provides innovative financial products for both companies and consumers. Nordiska Embedded is a platform for built-in financial services

    SESwedenΒ·Founded 2014
    Headquarters
    πŸ‡ΈπŸ‡ͺSweden
    Data Hosting
    NorwaySweden
    Structure
    Independent
    Compliance
    β–£GDPRβ—†EU HQβ–¦EU Data

    Nordiska key facts

    Last updated
    Legal entity
    Nordiska kreditmarknadsaktiebolaget (publ)
    Headquarters
    Sweden (SE)
    Ownership
    Part of Nordiska Financial Partner Holding AB
    Founded
    2014
    Data hosting
    Norway, Sweden
    Infrastructure
    Proprietary technical banking platform (hosting provider not specified)
    Deployment
    SaaS
    Open source
    No
    US Cloud Act exposure
    Low (no US parent)
    Certifications
    Authorised by the Swedish Financial Supervisory Authority (Finansinspektionen)
    Replaces
    Adyen (for banking-as-a-service features), Solaris (for fintech infrastructure), Klarna (for invoice solutions)

    About Nordiska

    Nordiska is a Swedish financial technology company and regulated credit market institution. It operates through two primary business areas: Corporate and Partner. Within the Corporate segment, it provides liquidity and financing solutions such as invoice purchasing and collateralized loans primarily to small and medium-sized enterprises. The Partner segment functions as a 'Banking-as-a-Service' (BaaS) provider, offering a technical banking platform that enables other fintech companies to launch credit products and payment solutions. Headquartered in Stockholm, the company has expanded its footprint across Northern Europe, including Norway, Finland, Denmark, Germany, and the Netherlands. It distinguishes itself by combining traditional financial stability with modern API-driven infrastructure.

    Alternative to

    Target Segments

    SMBEnterprise

    Deployment Options

    SaaS

    Hosting & Security

    Infrastructure

    Proprietary technical banking platform (hosting provider not specified)

    Certifications
    Authorised by the Swedish Financial Supervisory Authority (Finansinspektionen)

    Key Features

    Invoice purchasing (factoring)
    Invoice discounting
    Collateralized loan facilities
    Banking infrastructure for fintechs (Partner segment)
    Unsecured consumer loans via partners
    Payment solutions infrastructure
    Real estate backed corporate loans