Soldo logo

    Soldo

    Soldo is the proactive spend management solution that frees up businesses to accomplish more. We champion the notion of Progressive Finance, because we believe

    GBUnited Kingdom·Founded 2015
    Headquarters
    🇬🇧United Kingdom
    Data Hosting
    United KingdomIreland
    Structure
    Independent
    Compliance
    ▣GDPR▦EU Data

    Soldo key facts

    Last updated
    Legal entity
    Soldo Software Ltd.
    Headquarters
    United Kingdom (GB)
    Ownership
    Independent
    Founded
    2015
    Data hosting
    United Kingdom, Ireland, Italy
    Deployment
    SaaS
    Open source
    No
    US Cloud Act exposure
    Low (no US parent)
    Certifications
    PCI DSS Level 1, FCA Regulated, Central Bank of Ireland Regulated
    Replaces
    Spendesk Ltd. (Spendesk), Pleo Technologies A/S (Pleo), Payhawk AD (Payhawk), Wallester AS (Wallester)

    About Soldo

    Soldo is a financial technology company headquartered in London that provides a comprehensive spend management platform designed to give businesses visibility and control over decentralized spending. The service combines smart prepaid cards with a powerful management dashboard, allowing finance teams to distribute funds to employees or departments while maintaining real-time oversight of every transaction. The platform targets SMEs and large enterprises across Europe and the UK, offering specialized features like automated receipt capture, VAT extraction, and direct syncing with major accounting platforms such as Xero. By utilizing a multi-entity corporate structure with regulated subsidiaries in Ireland and Italy, Soldo ensures compliance with both UK and EEA financial regulations, serving over 25,000 organizations globally.

    Alternative to

    Target Segments

    SMBEnterprise

    Deployment Options

    SaaS

    Hosting & Security

    Certifications
    PCI DSS Level 1
    FCA Regulated
    Central Bank of Ireland Regulated

    Key Features

    Prepaid business cards (GBP, EUR, USD)
    Real-time expense tracking
    Automated reconciliation
    Accounting software integrations (e.g., Xero)
    Customizable spending categories and budgets per card
    Automatic receipt matching
    Real-time reporting and forecasting
    Multi-currency support for global operations