Tot. key facts
Last updated- Legal entity
- Tot Money (Legal entity name not explicitly in snippet)
- Headquarters
- Italy (IT)
- Ownership
- Independent
- Data hosting
- EU (any EU region)
- Infrastructure
- Banca Sella (Banking Partner)
- Deployment
- SaaS
- Open source
- No
- US Cloud Act exposure
- Low (no US parent)
About Tot.
Tot is a financial technology platform designed for Italian small and medium-sized enterprises, VAT-registered professionals, and third-sector organizations. It integrates a business payment account with an Italian IBAN, providing tools for electronic invoicing through the SdI system and automated expense reconciliation. The service offers physical and virtual business cards, team expense management, and accountant access to streamline bookkeeping. Customer funds are held by their partner, Banca Sella, and the platform includes features like privacy by design and annual independent security auditing.
Target Segments
SMBNonprofit / NGO
Deployment Options
SaaS
Hosting & Security
Infrastructure
Banca Sella (Banking Partner)
Key Features
Italian IBAN account
Physical and virtual cards
Electronic invoicing (SdI)
Automatic reconciliation