Viva Wallet key facts
Last updated- Headquarters
- Greece (GR)
- Ownership
- Independent
- Deployment
- SaaS
- Open source
- No
- US Cloud Act exposure
- Low (no US parent)
- Replaces
- Stripe, Square
About Viva Wallet
Viva.com positions itself as the “First Tech Bank in Europe,” providing an all-in-one platform that integrates payments, banking services, and business solutions for businesses across Europe. Its payments stack spans omnichannel acceptance, including Tap on Any Device, device-free payment flows, and a borderless marketplace solution. The platform also highlights Tap to Pay on iPhone through the Viva.com Terminal app and mentions Smart Checkout use cases (e.g., EV charging via QR code). Beyond payments, Viva.com offers banking capabilities such as business bank accounts, card issuing, and flexible financing options. It supports a broad ecosystem with 450+ technology partners and provides verticalized solutions for sectors such as retail, hospitality, mobility, supermarkets, ticketing/entertainment, and healthcare. The site emphasizes quick onboarding with minimal paperwork.
Alternative to
Target Segments
Deployment Options
Key Features
Related Articles
All articlesThe EU Digital Identity Wallet: What It Is, and Why It Matters for Your Product
EU Regulation 2024/1183 requires every member state to offer a digital identity wallet by the end of 2026. Here is what the regulation actually says, what the wallet does, and what it means for businesses operating in Europe.
4 Apr 2026Country GuidesThe Netherlands' Sovereign Software Landscape: 12 Alternatives You Should Know
The Netherlands combines world-class engineering, open-source leadership, and deep fintech expertise to produce some of Europe's most important sovereign software companies. Here are twelve Dutch-built tools shaping the continent's digital independence.
22 Mar 2026Country GuidesSweden's Sovereign Software Landscape: 12 Alternatives You Should Know
Sweden combines world-class engineering with a deep commitment to privacy and open source. From hardware security keys to fintech platforms, here are the Swedish-built tools you should know.
21 Mar 2026