N26 key facts
Last updated- Legal entity
- N26 Bank AG
- Headquarters
- Germany (DE)
- Ownership
- Part of N26 Group (N26 GmbH)
- Founded
- 2013
- Data hosting
- EU (any EU region)
- Infrastructure
- Amazon Web Services (AWS)
- Deployment
- SaaS
- Open source
- No
- US Cloud Act exposure
- Exposed
- Certifications
- German Banking License (BaFin), German Deposit Protection Scheme (Entschädigungseinrichtung deutscher Banken)
- Replaces
- Revolut, Monzo Managed Banking, Traditional Retail Banks (Deutsche Bank, BNP Paribas), Bunq, Starling Bank, Deutsche Bank, Commerzbank
About N26
N26 is a pioneer in the European fintech sector, providing a full-scale digital banking experience without physical branches. Headquartered in Berlin, it operates with a full German banking license, ensuring that all deposits are protected by the national deposit guarantee scheme. The service is designed for a mobile-first generation, allowing users to manage their entire financial life via a smartphone app. This includes instant money transfers, automated spending categorization, and sub-accounts (Spaces) for saving. N26 serves over 8 million customers across 24 markets, positioning itself as a transparent and efficient alternative to traditional retail banks.
Alternative to
Target Segments
SMBOther
Deployment Options
SaaS
Hosting & Security
Infrastructure
Amazon Web Services (AWS)
Certifications
German Banking License (BaFin)
German Deposit Protection Scheme (Entschädigungseinrichtung deutscher Banken)
Key Features
Mobile bank account opening in minutes
German IBAN
Contactless payments 100% digital
Deposit protection up to €100,000
Real-time transaction notifications
No-fee account options