01
DEGermany
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money
Revolut alternatives compared
Swipe sideways to see all columns.
| Service | Headquarters | Data hosting | EU data residency | Low Cloud Act exposure | Open source |
|---|---|---|---|---|---|
| N26 | Germany | EU (any EU region) | Yes | No | No |
| Paysera | Lithuania | EEA, EU (any EU region), Lithuania | No | Yes | No |
| Wise | United Kingdom | Australia, EU (any EU region), United Kingdom, Singapore, United States | No | No | No |
Frequently asked questions about Revolut alternatives
What are the best EU alternatives to Revolut?+
The EU Alternatives Directory lists 3 European alternatives to Revolut, including N26, Paysera, Wise. Each one is checked for European headquarters and data protection practices.
Why switch from Revolut to an EU alternative?+
An EU-based alternative keeps your data under European jurisdiction and GDPR. It reduces exposure to the US Cloud Act and foreign data access laws.
Are EU alternatives to Revolut as good?+
Many EU alternatives to Revolut offer comparable features, with the added benefit of European data residency and digital sovereignty.
How are these Revolut alternatives verified?+
We check the legal entity, country of headquarters and hosting locations. Only providers based in the EU, EEA, UK, Switzerland or Ukraine are listed.