Paysera key facts
Last updated- Legal entity
- UAB Paysera LT
- Headquarters
- Lithuania (LT)
- Ownership
- Independent
- Founded
- 2004
- Data hosting
- EEA, EU (any EU region), Lithuania
- Infrastructure
- Managed by strategic partner (EU-based infrastructure)
- Deployment
- SaaS
- Open source
- No
- US Cloud Act exposure
- Low (no US parent)
- Certifications
- EMI License (Bank of Lithuania), SEPA Instant member
- Replaces
- Revolut, Wise (formerly TransferWise), PayPal, Adyen (for Checkout), Stripe (for Checkout), Monzo
About Paysera
Paysera is a major European fintech headquartered in Vilnius, Lithuania. Founded in 2004, it was the first licensed electronic money institution (EMI) in Lithuania. The company provides a comprehensive ecosystem for both individual and business users, including multi-currency IBAN accounts, high-speed SEPA Instant transfers, and a robust payment gateway (Paysera Checkout) used by the majority of Lithuanian e-commerce businesses. The service operates on a unique joint-venture/franchise model, expanding its physical and digital presence across various countries including Bulgaria, Romania, and Georgia. Beyond standard banking-like services, Paysera has diversified into event ticketing and parcel locker networks, positioning itself as a 'super app' for financial and lifestyle needs. All customer data is strictly hosted within the EU/EEA, and the company maintains a strong focus on regulatory compliance under the Bank of Lithuania.
Alternative to
Target Segments
Deployment Options
Hosting & Security
Managed by strategic partner (EU-based infrastructure)
Key Features
Related Articles
All articlesThe EU Digital Identity Wallet: What It Is, and Why It Matters for Your Product
EU Regulation 2024/1183 requires every member state to offer a digital identity wallet by the end of 2026. Here is what the regulation actually says, what the wallet does, and what it means for businesses operating in Europe.
4 Apr 2026Country GuidesThe Netherlands' Sovereign Software Landscape: 12 Alternatives You Should Know
The Netherlands combines world-class engineering, open-source leadership, and deep fintech expertise to produce some of Europe's most important sovereign software companies. Here are twelve Dutch-built tools shaping the continent's digital independence.
22 Mar 2026Country GuidesSweden's Sovereign Software Landscape: 12 Alternatives You Should Know
Sweden combines world-class engineering with a deep commitment to privacy and open source. From hardware security keys to fintech platforms, here are the Swedish-built tools you should know.
21 Mar 2026