Alt to:Revolut, Wise (formerly TransferWise), PayPal +3
Monzo alternatives compared
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| Service | Headquarters | Data hosting | EU data residency | Low Cloud Act exposure | Open source |
|---|---|---|---|---|---|
| Paysera | Lithuania | EEA, EU (any EU region), Lithuania | No | Yes | No |
Frequently asked questions about Monzo alternatives
What are the best EU alternatives to Monzo?+
The EU Alternatives Directory lists 1 European alternatives to Monzo, including Paysera. Each one is checked for European headquarters and data protection practices.
Why switch from Monzo to an EU alternative?+
An EU-based alternative keeps your data under European jurisdiction and GDPR. It reduces exposure to the US Cloud Act and foreign data access laws.
Are EU alternatives to Monzo as good?+
Many EU alternatives to Monzo offer comparable features, with the added benefit of European data residency and digital sovereignty.
How are these Monzo alternatives verified?+
We check the legal entity, country of headquarters and hosting locations. Only providers based in the EU, EEA, UK, Switzerland or Ukraine are listed.