01
I
NLNetherlands
A Dutch online payment method allowing consumers to pay merchants directly through their own mobile banking app or online environment.
Alt to:PayPal, Apple Pay, Google Pay
03
CHSwitzerland
Payrexx has been operating as a Swiss payment service provider since 2015 and specializes in technical payment processing in the area of online payment methods.
Alt to:Stripe, PayPal, PayPal Business
Alt to:Revolut, Wise (formerly TransferWise), PayPal +3
06
S
LULuxembourg
A Luxembourg-based mobile payment platform for consumers and businesses to send and receive payments.
Alt to:Visa, Mastercard, PayPal +2
08
W
BEBelgium
A Belgian mobile payment service for instant bank-to-bank transfers and online payments.
09
SESweden
Zaver is a Swedish fintech redefining the future of finance with innovative services we’d want to use ourselves. Trusted by Porsche, Loewe, Trek, Tibber, and mo
10
SESweden
On paper, we’re a market-leading provider of instant bank payments, authorized by Sweden’s financial supervisory authority. But really, we’re Zimpler – literal
PayPal alternatives compared
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| Service | Headquarters | Data hosting | EU data residency | Low Cloud Act exposure | Open source |
|---|---|---|---|---|---|
| iDEAL | Netherlands | EU (any EU region) | Yes | Yes | No |
| Payplug | France | EU (any EU region) | Yes | Yes | No |
| Payrexx – Digital Payments | Switzerland | Switzerland | Yes | Yes | No |
| Paysera | Lithuania | EEA, EU (any EU region), Lithuania | No | Yes | No |
| Paytrail | Finland | Finland | Yes | Yes | No |
| Satispay | Luxembourg | EU (any EU region) | Yes | No | No |
| Trustly | Sweden | EU (any EU region), Sweden | Yes | No | No |
| Wero | Belgium | EU (any EU region) | Yes | Yes | No |
| Zaver | Sweden | Not stated | No | Yes | No |
| Zimpler | Sweden | EU (any EU region), EEA, United States | No | No | No |
Frequently asked questions about PayPal alternatives
What are the best EU alternatives to PayPal?+
The EU Alternatives Directory lists 10 European alternatives to PayPal, including iDEAL, Payplug, Payrexx – Digital Payments. Each one is checked for European headquarters and data protection practices.
Why switch from PayPal to an EU alternative?+
An EU-based alternative keeps your data under European jurisdiction and GDPR. It reduces exposure to the US Cloud Act and foreign data access laws.
Are EU alternatives to PayPal as good?+
Many EU alternatives to PayPal offer comparable features, with the added benefit of European data residency and digital sovereignty.
How are these PayPal alternatives verified?+
We check the legal entity, country of headquarters and hosting locations. Only providers based in the EU, EEA, UK, Switzerland or Ukraine are listed.