All services

    Best EU Alternatives to Mastercard

    1 GDPR-compliant European alternative to Mastercard with verified EU data residency

    Mastercard alternatives compared

    Swipe sideways to see all columns.

    Comparison of European alternatives to Mastercard: headquarters, EU data hosting, US Cloud Act exposure and open source status.
    ServiceHeadquartersData hostingEU data residencyLow Cloud Act exposureOpen source
    TrustlySwedenEU (any EU region), SwedenYesNoNo

    Frequently asked questions about Mastercard alternatives

    What are the best EU alternatives to Mastercard?+

    The EU Alternatives Directory lists 1 European alternatives to Mastercard, including Trustly. Each one is checked for European headquarters and data protection practices.

    Why switch from Mastercard to an EU alternative?+

    An EU-based alternative keeps your data under European jurisdiction and GDPR. It reduces exposure to the US Cloud Act and foreign data access laws.

    Are EU alternatives to Mastercard as good?+

    Many EU alternatives to Mastercard offer comparable features, with the added benefit of European data residency and digital sovereignty.

    How are these Mastercard alternatives verified?+

    We check the legal entity, country of headquarters and hosting locations. Only providers based in the EU, EEA, UK, Switzerland or Ukraine are listed.