EUAlternatives
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    Best EU Alternatives to Venmo

    2 GDPR-compliant European alternatives to Venmo with verified EU data residency

    L
    Lydia
    FRFrance

    A French fintech application for peer-to-peer payments, digital wallets, and personal budgeting.

    Alt to:Venmo, Cash App, PayPal (P2P)
    W
    Wero
    BEBelgium

    A Belgian mobile payment service for instant bank-to-bank transfers and online payments.

    Alt to:PayPal, Venmo, Apple Pay +1

    Venmo alternatives compared

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    Comparison of European alternatives to Venmo: headquarters, EU data hosting, US Cloud Act exposure and open source status.
    ServiceHeadquartersData hostingEU data residencyLow Cloud Act exposureOpen source
    LydiaFranceEU (any EU region)YesNoNo
    WeroBelgiumEU (any EU region)YesYesNo

    Frequently asked questions about Venmo alternatives

    What are the best EU alternatives to Venmo?+

    The EU Alternatives Directory lists 2 European alternatives to Venmo, including Lydia, Wero. Each one is checked for European headquarters and data protection practices.

    Why switch from Venmo to an EU alternative?+

    An EU-based alternative keeps your data under European jurisdiction and GDPR. It reduces exposure to the US Cloud Act and foreign data access laws.

    Are EU alternatives to Venmo as good?+

    Many EU alternatives to Venmo offer comparable features, with the added benefit of European data residency and digital sovereignty.

    How are these Venmo alternatives verified?+

    We check the legal entity, country of headquarters and hosting locations. Only providers based in the EU, EEA, UK, Switzerland or Ukraine are listed.