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    Best EU Alternatives to PayPal (P2P)

    1 GDPR-compliant European alternative to PayPal (P2P) with verified EU data residency

    L
    Lydia
    FRFrance

    A French fintech application for peer-to-peer payments, digital wallets, and personal budgeting.

    Alt to:Venmo, Cash App, PayPal (P2P)

    PayPal (P2P) alternatives compared

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    Comparison of European alternatives to PayPal (P2P): headquarters, EU data hosting, US Cloud Act exposure and open source status.
    ServiceHeadquartersData hostingEU data residencyLow Cloud Act exposureOpen source
    LydiaFranceEU (any EU region)YesNoNo

    Frequently asked questions about PayPal (P2P) alternatives

    What are the best EU alternatives to PayPal (P2P)?+

    The EU Alternatives Directory lists 1 European alternatives to PayPal (P2P), including Lydia. Each one is checked for European headquarters and data protection practices.

    Why switch from PayPal (P2P) to an EU alternative?+

    An EU-based alternative keeps your data under European jurisdiction and GDPR. It reduces exposure to the US Cloud Act and foreign data access laws.

    Are EU alternatives to PayPal (P2P) as good?+

    Many EU alternatives to PayPal (P2P) offer comparable features, with the added benefit of European data residency and digital sovereignty.

    How are these PayPal (P2P) alternatives verified?+

    We check the legal entity, country of headquarters and hosting locations. Only providers based in the EU, EEA, UK, Switzerland or Ukraine are listed.