Wise key facts
Last updated- Legal entity
- Wise plc
- Headquarters
- United Kingdom (GB)
- Ownership
- Part of Wise plc (Ultimate Holding Company)
- Founded
- 2011
- Data hosting
- Australia, EU (any EU region), United Kingdom, Singapore, United States
- Infrastructure
- Not explicitly mentioned in source (likely AWS/Google Cloud)
- Deployment
- SaaS
- Open source
- No
- US Cloud Act exposure
- Exposed
- Certifications
- FCA Authorized Electronic Money Institution (UK), National Bank of Belgium (for EU)理论上存在但本报告通过FCA确认
- Replaces
- Western Union, MoneyGram, Traditional Bank Wire Transfers (SWIFT), Revolut, Payoneer, Remitly
About Wise
Wise is a British global financial technology company that specializes in cross-border money transfers and multi-currency banking services. Founded in 2011 as TransferWise, the company has evolved from a peer-to-peer transfer service into a comprehensive platform for people and businesses to manage money internationally. It is publicly listed on the London Stock Exchange and serves over 15 million customers globally. The service is built on a proprietary network of local bank accounts, allowing it to bypass expensive international SWIFT fees for many transactions. This enables Wise to offer currency exchange at the real mid-market rate with a single, transparent upfront fee. In addition to personal transfers, Wise provides a multi-currency account that allows users to receive payments like a local in multiple countries and a business suite designed for international payroll and expansion.
Alternative to
Target Segments
Deployment Options
Hosting & Security
Not explicitly mentioned in source (likely AWS/Google Cloud)
Key Features
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